Life's Inside Track
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737 | Does Renting Make Financial Sense in 2026?
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- Category: Life's Inside Track
- Published: Friday, 06 March 2026 09:30
If you’re renting in Ottawa right now, you’ve likely heard it:
“Renting is smarter in 2026.”
But is it?
In this episode of LIFE’S Inside Track, Ken and Yetta Dekker — Ottawa real estate guides with over 35 years of experience — break down the rent vs buy conversation specifically through the lens of the Ottawa housing market.
We examine:
• The long-term net worth difference between renters and homeowners
• How Ottawa property appreciation historically impacts equity
• When renting in Ottawa makes strategic sense
• The real math behind mortgage paydown vs rent payments
• Why delaying homeownership in Ottawa can quietly cost hundreds of thousands over time
Whether you’re renting in Barrhaven, Riverside South, Kanata, Manotick, Orleans, or anywhere across Ottawa, this episode will help you decide whether renting is a smart season… or a stalled wealth decision.
Because building wealth wisely through real estate in Ottawa requires clarity — not headlines.
Listen now and bring your numbers back into the conversation.
00:00 – Introduction: The Rent vs Buy Debate in Ottawa
Why the “renting is smarter” narrative is gaining traction in 2026.
02:45 – Segment A: The Half-Truth About Renting
The marketing message vs the math. What equity really does over time in Ottawa real estate.
11:10 – Segment B: When Renting Is the Wise Move
Relocation, saving for a down payment, income growth seasons, and strategic renting.
19:20 – Segment C: Discover What Equity Really Does
Running 25-year projections, emotional fatigue vs financial clarity, and long-term wealth building.
27:40 – Your Next Step: Clarity Before Commitment
How to evaluate whether you should sell, buy or invest — or wait intentionally.
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736 | Why Waiting Could Cost You a House | Real Estate Timing Explained
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- Category: Life's Inside Track
- Published: Friday, 27 February 2026 09:30
“An expensive sentence in real estate is… we’ll just wait and see.” Have you ever said it with the best intentions—thinking you were being cautious, responsible, and wise?
In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack the hidden cost of inaction—and why not choosing is still a choice that can quietly price you out, slow your wealth-building, or keep you stuck renting longer than you meant to. We talk about what’s really behind “wait and see” (fear, overwhelm, lack of clarity), and how to replace it with calm, practical next steps that create confidence—without recklessness. We also break down why trying to time the market often turns into timing your life around headlines instead of your actual life season. And we bring it home with a simple question that can shift everything: What has waiting already cost you?
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Want clarity without pressure? Watch Episode 736 now on the Dekker Team YouTube channel: https://www.youtube.com/@DekkerTeam/videos
— and if your next step feels foggy, book a 15-minute Clarity Call at DekkerTeam.com so we can map out your smartest move forward together.
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735 | Hidden Losses of Overpricing Your Home
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- Category: Life's Inside Track
- Published: Friday, 20 February 2026 09:30
Is overpricing your home quietly costing you thousands in lost equity?
In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack one of the most
misunderstood real estate pricing strategies affecting Ottawa homeowners and Canadian sellers
alike. Many believe that listing high creates room to negotiate. In reality, buyer psychology, days
on market, and the law of substitution often work against that approach.
We examine how the first two weeks on market influence your final sale price, why homes that
sit tend to sell for less, and how overpricing impacts momentum, confidence, and long-term
wealth building. If you're preparing to sell in Ottawa or anywhere in Canada, understanding how
to price your home correctly could protect 5–12% of your equity.
What if pricing strategically from day one actually produced more — not less?
Watch now and build wealth wisely through real estate.
734 | Don’t Let Tax Fear Decide Your Investment Future
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- Category: Life's Inside Track
- Published: Friday, 13 February 2026 09:30
Is the fear of capital gains tax quietly keeping you stuck in an investment you would never buy
again today?
In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we pull capital gains out of the
“monster under the bed” category and put it back where it belongs: as a math + timing
conversation. We unpack the simple truth most people miss—you only pay capital gains when
you’ve actually gained, and even then, the taxable portion is often misunderstood.
We also talk through why “I don’t want to pay tax” can become an expensive mindset,
especially if it keeps you holding an underperforming property or avoiding investing altogether.
Then we tee up what comes next: smart exit thinking, clearer options, and how to make
decisions from wisdom instead of worry.
If you want to build wealth wisely through real estate, this conversation will help you pause,
think, and choose with more confidence. Watch now on the DekkerTeam YouTube channel, and
if your situation feels foggy, schedule a clarity call so we can map your next wise step together.
Quick question: If tax fear disappeared for one minute... what would you actually do with your
current investment—hold, refinance, improve it, or reposition it?
733 | Is It Really Impossible to Buy a Home Right Now?
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- Category: Life's Inside Track
- Published: Friday, 06 February 2026 09:30
Have you noticed how often the message sounds the same lately — “It’s impossible to buy a home right now”? In this episode of LIFE’S INSIDE TRACK with Ken and Yetta Dekker, we slow the noise down and examine whether that belief is truth… or hype worth questioning. We talk about how discouragement often disguises itself as realism, and how that mindset quietly shapes daily choices that either build opportunity or shut it down. You’ll hear why Ottawa is not Toronto, why people are still buying homes, and why asking how instead of can changes outcomes. We also unpack what affordability really means — beyond headlines — and introduce the five factors that buyers can actually adjust. This conversation is about clarity, preparation, and positioning, not pressure. Watch now and discover how building wealth wisely through real estate begins with asking better questions.
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